Reviews

Upgrade Premier Savings Review: Digital Banking with Cash Back and High-Yield Savings

Upgrade: Cash back on checking, high-yield savings, no monthly fees.

Rickie C. Keys, Ph.D., MPH

Mar 17, 2024 — 1 min read

Upgrade revolutionizes the digital banking with its innovative rewards checking account and a competitive high-yield savings account, tailored for users who prioritize earnings and convenience over traditional banking methods.

Features:

Cash Back Rewards: Earn up to 2% cash back on common daily purchases with the Rewards Checking Plus account, catering to those who prefer spending with a purpose.
High-Yield Savings: The Premier Savings account offers an attractive 5.21% APY on $1,000 or more balances, maximizing your savings potential.
No Monthly Fees: The checking and savings accounts are free of monthly maintenance fees, ensuring your money works harder for you.
ATM Fee Rebates: Offers reimbursement for ATM fees up to five times per month, enhancing access to cash without extra costs.

Benefits:

Enhanced Earnings: From cash back on checking to high interest on savings, Upgrade maximizes the value of every dollar.
Digital Convenience: Manage your finances anytime, anywhere, with a robust mobile app and online platform.
Exclusive Loan Discounts: Account holders enjoy up to a 20% discount on Upgrade loans and credit cards, offering substantial savings on borrowing.
Seamless Savings Growth: With no balance cap on earning the advertised APY, your savings potential is unlimited.

Product Summary:

Upgrade's digital banking solutions perfectly match modern consumers seeking to optimize their financial health with innovative features like cash-back rewards and high-yield savings. While the lack of cash deposit functionality and physical branches might deter some, the substantial benefits like no monthly fees, competitive APYs, and ATM fee rebates present a compelling case for those comfortable with online banking. Upgrade’s commitment to adding value through rewards and savings rates positions it as a formidable choice for customers aiming to get the most out of their banking experience.

Apply Now!

Insurance: Protecting Your Financial Future

Introduction Insurance is essential for protecting yourself and your family from unexpected financial burdens. This blog post will guide you through understanding different types of insurance and choosing the right policies and strategies to manage insurance costs effectively. By the end, you’ll have the knowledge to secure your financial

Identity Theft: Safeguarding Your Financial Future

Introduction Identity theft is a growing concern in our digital age, and protecting your personal information is essential to safeguarding your financial future. This blog post will guide you through best practices for protecting your identity, monitoring for identity theft, and recovering if your identity is stolen. By the end,

Home Ownership: A Journey to Financial Security

Introduction Owning a home is a significant financial milestone and a key component of financial security. This blog post will guide you through home-buying, managing home expenses, and exploring real estate investment opportunities. By the end, you’ll have the knowledge to make informed decisions about home ownership and build

Creating Wealth: Strategies for Long-Term Financial Success

Introduction Building wealth involves making informed investment decisions and understanding the long-term strategies that can lead to financial success. This blog post will guide you through different types of investments, the importance of risk and diversification, and key strategies for creating wealth. By the end, you’ll have the knowledge