Reviews

U.S. Bank Business Altitude Connect™ World Elite Mastercard® Review: Maximizing Travel Rewards for Businesses

Maximize business travel rewards with 4x points on travel & gas, no annual fee first year.

Rickie C. Keys, Ph.D., MPH

Mar 27, 2024 — 1 min read

Features

Annual Fee: $0 intro for the first year, then $95.
APR: 20.24%-28.24% Variable APR.
Rewards: Earn up to 4x points on travel, gas, and EV charging; 2x on dining, takeout, and restaurant delivery; 1x on other eligible spends.
Sign-Up Bonus: Earn 60,000 bonus points (worth $600) after spending $6,000 in the first 180 days.
Other Benefits:
- Up to four free Priority Pass lounge visits per year.
- $25 credit on every three consecutive monthly taxi or rideshare trips.
- Combine points with select U.S. Bank personal cards.

Benefits

Generous Rewards: It offers exceptional earning rates on travel, gas, and EV charging stations, making it highly suitable for business travel expenses.
No Annual Fee First Year: Provides immediate value without upfront costs.
Flexible Redemptions: Points can be redeemed for statement credits or travel, offering straightforward value.
Welcome Offer: The introductory bonus points provide a significant initial reward for new cardholders.

Drawbacks

Limited Travel Perks: Lacks premium travel benefits like elite status or airline credits, which may be found in other business travel cards.
No External Transfer Partners: Points cannot be transferred to external travel partners, potentially limiting their value compared to cards that offer this feature.

Product Summary

The U.S. Bank Business Altitude Connect™ World Elite Mastercard® stands out for its high rewards rates on business travel-related expenses, including gas and EV charging. It offers immediate value with a generous sign-up bonus and the first year's annual fee waived. While it boasts several appealing benefits, such as combining points with certain personal U.S. Bank cards, its lack of premium travel perks and external transfer partners may limit its appeal to some business travelers. Overall, it's a compelling option for businesses seeking to maximize rewards on travel and everyday expenses.

Apply Now!

Insurance: Protecting Your Financial Future

Introduction Insurance is essential for protecting yourself and your family from unexpected financial burdens. This blog post will guide you through understanding different types of insurance and choosing the right policies and strategies to manage insurance costs effectively. By the end, you’ll have the knowledge to secure your financial

Identity Theft: Safeguarding Your Financial Future

Introduction Identity theft is a growing concern in our digital age, and protecting your personal information is essential to safeguarding your financial future. This blog post will guide you through best practices for protecting your identity, monitoring for identity theft, and recovering if your identity is stolen. By the end,

Home Ownership: A Journey to Financial Security

Introduction Owning a home is a significant financial milestone and a key component of financial security. This blog post will guide you through home-buying, managing home expenses, and exploring real estate investment opportunities. By the end, you’ll have the knowledge to make informed decisions about home ownership and build

Creating Wealth: Strategies for Long-Term Financial Success

Introduction Building wealth involves making informed investment decisions and understanding the long-term strategies that can lead to financial success. This blog post will guide you through different types of investments, the importance of risk and diversification, and key strategies for creating wealth. By the end, you’ll have the knowledge