Best Business Credit Cards

Southwest Rapid Rewards® Premier Business Credit Card Review: Amplify Your Business Travel

Maximize business travel with 3X points on Southwest, annual bonus points, and more.

Rickie C. Keys, Ph.D., MPH

31 Mar 2024 — 1 min read

Features

Annual Fee: $99, applied to the first billing statement.
Sign-up Bonus: Earn 60,000 bonus points after spending $3,000 in the first 3 months.
Rewards Rate: 3X points on Southwest® purchases; 2X points on Rapid Rewards® hotel and car rental partner purchases, local transit, and commuting, including rideshare; 1X points on all other purchases.
Anniversary Bonus: 6,000 points each year on your cardmember anniversary.

Benefits

Bonus Categories: Elevated rewards on Southwest Airlines® purchases and partner bookings.
Anniversary Points: The 6,000 bonus points annually help offset the annual fee.
A-List Status Acceleration: Earn 1,500 tier qualifying points for every $5,000 spent, with no limit on the TQPs you can earn.
EarlyBird Check-In®: 2 complimentary EarlyBird Check-In® each year, enhancing your travel experience.
Inflight Savings: Receive 25% back on inflight purchases for savings while flying.
Fee Credit for Points Transfers: Up to $500 in statement credits per anniversary year for points transfer fees.

Drawbacks

Annual Fee: While reasonable for frequent flyers, the $99 fee is a consideration for budget-minded businesses.
Variable APR: The 21.49%-28.49% variable APR could be costly for those carrying a balance.
Limited Flexibility: Rewards and benefits are most valuable for loyal Southwest flyers.

Product Summary

The Southwest Rapid Rewards® Premier Business Credit Card offers significant value for businesses frequently flying on Southwest Airlines. With generous earning rates on airline purchases, partner bookings, and anniversary points that practically cover the annual fee, it's a powerful tool for travel rewards. Including benefits like EarlyBird Check-In® and inflight discounts further enhance the travel experience. Although the card carries a $99 annual fee and a variable APR, the rewards and benefits can far outweigh these costs for the right business traveler. Perfect for businesses looking to maximize travel perks with Southwest, this card leverages every dollar spent towards rewarding flights and status within the Rapid Rewards® program.

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