Reviews

NBKC Bank Review: Streamlined Banking for the Modern Customer

NBKC: High-yield Everything Account, vast ATM access, and no fees.

Rickie C. Keys, Ph.D., MPH

17 Mar 2024 — 1 min read

NBKC Bank offers a forward-thinking approach to banking with its Everything Account, combining the best of checking and savings into one seamless package. Alongside, it provides competitive CDs and money market accounts, catering to a wide range of financial needs.

Features:

Everything Account: An innovative account with a 1.75% APY, no monthly fees, and no minimum deposit requirement, effectively blending checking and savings functionalities.
CDs and Money Market Accounts: Attractive interest rates for those looking to grow their savings over time.
ATM Network: Access over 37,000 MoneyPass ATMs nationwide, plus a $12 monthly reimbursement for out-of-network ATM fees.
Online Financial Management Tools: Features such as Savings Goals and Financial Snapshots to aid in budgeting and financial planning.

Benefits:

No Overdraft or Monthly Fees: Eliminates common banking charges, allowing for a more cost-effective management of funds.
High-Yield Interest: The Everything Account's competitive APY encourages saving by offering higher returns on your balances.
Convenient ATM Access: Extensive free ATM network and reimbursement policy ensure easy access to funds without additional costs.
Integrated Account Features: Simplifies banking by merging checking and savings capabilities, supported by helpful online tools for financial management.

Product Summary:

NBKC Bank's Everything Account revolutionizes the banking experience by merging the utility of checking and savings accounts into one product, enhanced by a competitive interest rate and the absence of typical banking fees. This, combined with its wide ATM access and innovative online tools, positions NBKC as an attractive option for those prioritizing flexibility, efficiency, and high-yield savings. While its branch network is limited and customer service hours are not round-the-clock, NBKC's digital-first approach caters well to the needs of online banking customers seeking convenience and high performance from their banking relationship. Ideal for users who value simplicity and efficiency in their financial services, NBKC stands out for its user-friendly banking model and commitment to providing value through its fee structure and account features.

Apply Now!

Insurance: Protecting Your Financial Future

Introduction Insurance is essential for protecting yourself and your family from unexpected financial burdens. This blog post will guide you through understanding different types of insurance and choosing the right policies and strategies to manage insurance costs effectively. By the end, you’ll have the knowledge to secure your financial

Identity Theft: Safeguarding Your Financial Future

Introduction Identity theft is a growing concern in our digital age, and protecting your personal information is essential to safeguarding your financial future. This blog post will guide you through best practices for protecting your identity, monitoring for identity theft, and recovering if your identity is stolen. By the end,

Home Ownership: A Journey to Financial Security

Introduction Owning a home is a significant financial milestone and a key component of financial security. This blog post will guide you through home-buying, managing home expenses, and exploring real estate investment opportunities. By the end, you’ll have the knowledge to make informed decisions about home ownership and build

Creating Wealth: Strategies for Long-Term Financial Success

Introduction Building wealth involves making informed investment decisions and understanding the long-term strategies that can lead to financial success. This blog post will guide you through different types of investments, the importance of risk and diversification, and key strategies for creating wealth. By the end, you’ll have the knowledge