Discover it® Miles Review: A Traveler's Companion

Discover it® Miles: Earn 1.5x everywhere, no annual fee.

Discover it® Miles Review: A Traveler's Companion

Features

  • Earning Rate: 1.5x Miles on every dollar spent on all purchases.
  • Annual Fee: $0
  • Intro APR: 0% for 15 months on purchases and balance transfers, then a variable APR of 17.24% to 28.24%.

Benefits

  • Unlimited Mileage Match: Discover will automatically match all the miles you've earned at the end of your first year.
  • Flexible Redemption Options: Miles can be redeemed for travel expenses or as cash in the form of a statement credit, with no blackout dates.
  • Online Privacy Protection: Helps regularly remove your personal info from select people-search websites.
  • FICO® Credit Score Access: Free access to your FICO® score.

Drawbacks

  • High Post-Intro APR: Variable APR can be high if carrying a balance post-intro period.
  • Simplicity vs. Higher Rewards: Other cards might offer higher rewards on specific categories.

Product Summary

The Discover it® Miles card is an excellent choice for those who want a simple yet effective rewards structure without an annual fee. The 1.5x miles on all purchases means you earn consistently on every transaction. The first-year mile match can significantly increase the rewards you earn, effectively doubling your miles after the first year without any limits. This card is well-suited for travelers looking for flexible redemption options and those who value straightforward rewards over complex bonus categories.

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