Discover it® Miles Review: A Traveler's Companion
Discover it® Miles: Earn 1.5x everywhere, no annual fee.
Features
- Earning Rate: 1.5x Miles on every dollar spent on all purchases.
- Annual Fee: $0
- Intro APR: 0% for 15 months on purchases and balance transfers, then a variable APR of 17.24% to 28.24%.
Benefits
- Unlimited Mileage Match: Discover will automatically match all the miles you've earned at the end of your first year.
- Flexible Redemption Options: Miles can be redeemed for travel expenses or as cash in the form of a statement credit, with no blackout dates.
- Online Privacy Protection: Helps regularly remove your personal info from select people-search websites.
- FICO® Credit Score Access: Free access to your FICO® score.
Drawbacks
- High Post-Intro APR: Variable APR can be high if carrying a balance post-intro period.
- Simplicity vs. Higher Rewards: Other cards might offer higher rewards on specific categories.
Product Summary
The Discover it® Miles card is an excellent choice for those who want a simple yet effective rewards structure without an annual fee. The 1.5x miles on all purchases means you earn consistently on every transaction. The first-year mile match can significantly increase the rewards you earn, effectively doubling your miles after the first year without any limits. This card is well-suited for travelers looking for flexible redemption options and those who value straightforward rewards over complex bonus categories.