Reviews

Capital One Venture Rewards Credit Card Review: Simplify Your Travel Earnings

Venture Rewards: Earn 2x miles on everything, a 75k bonus, $95 fee.

Rickie C. Keys, Ph.D., MPH

Mar 17, 2024 — 1 min read

Features

Annual Fee: $95, a standard charge for a premium rewards card.
Rewards Rate: 2x miles on every purchase; 5x miles on hotels and car rentals booked through Capital One Travel.
Sign-Up Bonus: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months.
Regular APR: Variable APR of 19.99%-29.99% after the introductory period.

Benefits

Flexible Redemption: Miles can be redeemed for travel expenses without blackout dates or airline restrictions.
High Rewards Rate: Generous 2 miles per dollar on all purchases and even more on travel booked via Capital One.
Travel Credits: Receive up to $100 credit for Global Entry or TSA Precheck application fees.
No Foreign Transaction Fees: Ideal for international travelers wanting to avoid extra charges.
Transferable Miles: Option to transfer miles to over 15 travel loyalty programs for potentially more value.

Drawbacks

Annual Fee: $95 annual fee may deter some users.
Limited Domestic Transfer Partners: Mostly international airline and hotel transfer options.
Reduced Value for Non-Travel Redemptions: Miles are worth less when not redeemed for travel expenses.

Product Summary

The Capital One Venture Rewards Credit Card is a favorite among travelers for its straightforward rewards structure and flexible redemption options. This card is designed for those who want to earn significant rewards on every purchase, not just travel, and redeem them quickly for any travel-related expense. The sign-up bonus is particularly attractive, offering a potential $750 value toward travel. While the $95 annual fee may be a consideration, the benefits, like a high rewards rate, travel credits, and no foreign transaction fees, make it a valuable card for frequent travelers. Adding transferable miles to various airline and hotel partners increases your rewards' versatility and potential value. If you're looking for a travel credit card that simplifies earning and redeeming while providing valuable perks, the Capital One Venture Rewards Credit Card is a compelling option.

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